Annuities: Buyer Beware
When it comes to annuities, many investors are sold on their benefits, by high-commission earning financial “advisors” looking to capitalize on those who have been burned by the stock market and are looking for some guarantees.
While that doesn't mean that all annuities are bad and all annuity sales people are unethical, you should probably conduct a little due diligence before getting married for ten years to an annuity company on your first date.
The Top 15 Ways to Save Money on Your Taxes
An unexpected tax bill can ruin anybody's day. To help avoid that unpleasant surprise, here are 15 easy moves many people can make to cut their tax bills. In many cases, you must itemize rather than take the standard deduction in order to use these strategies, but the extra effort may be worth it.
The more you can cut out today means the more resources you have to save and give away tomorrow. In fact, as it relates to retirement, the lower your expenses, the less money you'll need to stash away in your nest egg.