What is Longevity Risk

Damon Gonzalez Financial Planning, Retirement

Originally published at Senior Outlook Today My Grandma Marina’s recent 90th birthday party reminded me of a financial risk that is not discussed enough: longevity risk.  Longevity risk is the risk that you outlive your assets.  The longer your live …

What is Making Markets so Volatile?

Damon Gonzalez Markets

What’s Moving Markets There has been a plethora of digital ink spilled about the recent stock market volatility.  I believe I need to add my two cents on what is driving the markets and what you should do about it.  Disclaimer …

The Unpredictability of Markets

Damon Gonzalez Markets

A year ago I wrote a piece called The Only Certainty is Uncertainty that highlighted how virtually no one predicted the oil collapse, the surge in the US dollar, and the meteoric rise in US Long Bond in 2014.  Trying to predict …

Lessons From My 2015 Stuff Fast

Damon Gonzalez Budgeting, Retirement

It has been almost a year since I decided that I would try to go all of 2015 without purchasing stuff.  Studies on money and happiness say money is best spent on experiences, time-saving services, and gifts to others than …